IRS sets 401(k) annual contribution limit at $24,500 for 2026

employee relationshipsgovernment regulations
Written By Hennrietta Smith

This is an increase of $1000 over the 2025 limit. This same limit also applies to 403(b) plans.

The IRS has also announced the 2026 cap on IRA contributions, which will be $7,500, with an additional catch-up contribution of $1,100 allowed for persons at or over age 50 (which may have to be made on a Roth basis).

Hennrietta Smith
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